The Bhadran Peoples' Co-Op. Bank Ltd.

Bank Accounts

Current Account

A Current Account is an essential banking solution for businesses, organizations, and individuals who require frequent transactions and reliable financial management. It is ideal for traders, entrepreneurs, professionals, companies, and institutions, offering the flexibility to handle deposits, withdrawals, and payments with ease.

With a Current Account, customers benefit from smooth fund management, transparent services, and the ability to operate their finances efficiently. It supports day-to-day operations, ensures seamless transactions, and provides the security and trust needed for modern banking. Whether for business or personal use, a Current Account helps you stay in control of your money and manage your financial activities without interruption.

A Savings Account is designed to help individuals build financial security while keeping their money safe and accessible. It encourages the habit of saving by allowing deposits at any time and providing the benefit of earning interest on the balance maintained.

With a Savings Account, customers enjoy easy withdrawals, convenient digital access, and reliable banking services to meet everyday needs. It is the simplest and most trusted way to manage personal finances, ensuring both safety and steady growth of funds.

A Fixed or Recurring Deposit Account is an ideal way to grow your savings securely while earning assured returns. With flexible tenures and attractive interest options, these deposits help customers plan for future goals, emergencies, or long-term investments.

Whether through a one-time fixed deposit or small monthly recurring contributions, this account provides a disciplined approach to saving. Safe, reliable, and rewarding — it is one of the most trusted choices for financial stability.

Types of Accounts

– Transit (temporary) account – mainly popular with people who need a one-time account; the opening process is simplified.

– Current (personal) account – a general-purpose account for everyday financial transactions. It allows you to store money, receive transfers, and pay purchases and taxes. A bank card is often linked to the account.

– Savings account – an account for storing and gradually increasing your funds. You can add funds to it, and the bank will charge a small percentage on the balance.

– Deposit account – a savings account, but the interest and term are fixed. Terms and conditions often restrict withdrawals and deposits: you cannot transfer funds or use them for payments; if you withdraw funds early, the interest will be lost or reduced.

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